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The Consolidated Management Report compiles all relevant financial and sustainability information for the Ibercaja Group in a single document. The aim is to make the best and most comprehensive information available to all stakeholders in a transparent manner. This report provides a comprehensive overview of the company's strategic lines, activities, business model, financial results, and commitment to sustainability (environmental, social, and governance issues). This report is reviewed and approved by the highest governing body of the entity as part of the review and approval process for the company's consolidated annual accounts.
The Non-Financial Disclosures Report (Sustainability Report) has been prepared in accordance with the provisions of the Commercial Code and the Capital Companies Law, and in accordance with the requirements of the Commission Delegated Regulation (EU) 2022/1214 known as CSRD, and the requirements of 11/2018 law not included in the European Sustainability Reporting Standards (ESRS), responding to the recommendation of the National Securities Market Commission (CNMV) and the Accounting and Auditing Institute (ICAC). Likewise, it also responds to REGULATION (EU) 2020/852 (Green taxonomy) and Commission Delegated Regulation (EU) 2022/1214 known as CSRD, and the requirements of 11/2018 law 2021/2139 and 2021/2178 modified by Delegated regulations (EU) 2022/1214, 2023/2485 and 2023/2486. In addition, Ibercaja reports its commitment in reference to the indicators of the Global Reporting Initiative (GRI), the Sustainable Development Goals of the 2030 agenda, the Ten Principles of the UN Global Compact, and the UNEP-FI Principles for Responsible Banking, and the recommendations of the Task Force on Climate-Related Financial Disclosures (TCFD). Information related to progress on other commitments made by the entity is also reported, such as the intensity metrics of its decarbonization goals and progress on its transition plan, in line with the Net Zero Banking Alliance (NZBA).
The Non-Financial Disclosures Report (Sustainability Report) has been prepared in accordance with the provisions of the Commercial Code and the Capital Companies Law, and in accordance with the requirements of the Commission Delegated Regulation (EU) 2022/1214 known as CSRD, and the requirements of 11/2018 law not included in the European Sustainability Reporting Standards (ESRS), responding to the recommendation of the National Securities Market Commission (CNMV) and the Accounting and Auditing Institute (ICAC). Likewise, it also responds to REGULATION (EU) 2020/852 (Green taxonomy) and Commission Delegated Regulation (EU) 2022/1214 known as CSRD, and the requirements of 11/2018 law 2021/2139 and 2021/2178 modified by Delegated regulations (EU) 2022/1214, 2023/2485 and 2023/2486. In addition, Ibercaja reports its commitment in reference to the indicators of the Global Reporting Initiative (GRI), the Sustainable Development Goals of the 2030 agenda, the Ten Principles of the UN Global Compact, and the UNEP-FI Principles for Responsible Banking, and the recommendations of the Task Force on Climate-Related Financial Disclosures (TCFD). Information related to progress on other commitments made by the entity is also reported, such as the intensity metrics of its decarbonization goals and progress on its transition plan, in line with the Net Zero Banking Alliance (NZBA).
Annual Financial Reports
- Consolidated Directors Report for 2021
- Financial Information
Interim Financial Information
Quarterly Reports
Annual Financial Reports
Interim Financial Information
Quarterly Reports
Annual Financial Reports
Interim Financial Information
Quarterly Reports
Annual Financial Reports
Interim Financial Information
Quarterly Reports
Annual Financial Reports
Interim Financial Information
Quarterly Reports
Annual Financial Reports
Interim Financial Information
Quarterly Reports
Annual Financial Reports
- Annual Corporate Governance Report 2015
- (Spanish)
Interim Financial Information
Quarterly Reports
Annual Financial Reports
Interim Financial Information
Quarterly Reports
Annual Financial Reports
Interim Financial Information
Quarterly Reports
Annual Financial Reports
Interim Financial Information
Quarterly Reports
Annual Financial Reports
Interim Financial Information
Quarterly Reports
Annual Financial Reports
Interim Financial Information
Quarterly Reports
Annual Financial Reports
Interim Financial Information
Quarterly Reports
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